Risk and Capital Management Agreement

1. General provisions

1.1. This agreement governs the main principles of risk and capital management when using the QUANTORA Capital platform.

1.2. Use of the platform means that the user has read this agreement, understands the risks of operations with crypto assets and accepts them in full.

1.3. The platform provides technological, informational and functional infrastructure for working with the crypto market, strategies, staking, tariffs and the referral system.

1.4. The platform does not guarantee profit, fixed income, preservation of capital or the absence of losses.

1.5. Any materials, indicators, trade examples, strategy results, calculations or demonstrations on the platform are informational in nature and do not constitute individual financial advice.

2. The basic principle of risk

2.1. The user confirms that operations with crypto assets involve a high level of risk.

2.2. The value of digital assets may change sharply under the influence of market conditions, liquidity, news, actions of major market participants, technical factors and other circumstances.

2.3. The user understands that they may obtain either a positive or a negative financial result.

2.4. The user undertakes to use only the amount of funds whose loss will not critically affect their financial situation.

2.5. The user independently makes decisions about the amount of participation and the choice of tariff, strategy, staking or other platform tools.

3. Market risk

3.1. Market risk is the risk of a change in the value of crypto assets, trading pairs, strategies or other instruments due to market movement.

3.2. The crypto market is characterized by high volatility. The price of an asset may change significantly over a short period of time.

3.3. The user understands that even with algorithmic strategies, trading logic or analytical tools, the result cannot be guaranteed in advance.

3.4. The platform is not liable for the user's losses arising as a result of market changes.

4. Strategy risk

4.1. A strategy is a trading, algorithmic, informational or other tool that may be used by the user within the platform.

4.2. Each strategy may have its own level of risk, trading logic, term, participation conditions and possible restrictions.

4.3. The user understands that:

• past strategy results do not guarantee future returns;
• a single successful trade is not proof of consistent profitability;
• a strategy may have both profitable and loss-making periods;
• the market may change in such a way that previously effective logic stops working;
• using a strategy does not exclude the risk of full or partial loss of funds.

4.4. The user independently chooses the strategy and the amount of participation.

4.5. The platform is not liable for a negative strategy result caused by market conditions, technical factors, changes in liquidity or other circumstances.

5. Staking risk

5.1. Staking on the platform may be provided as programs with a certain term, accrual conditions and participation rules.

5.2. Before opening staking, the user must check:

• the participation amount;
• the program term;
• the accrual conditions;
• the completion date;
• the possibility or impossibility of early exit;
• fees, restrictions and potential risks.

5.3. Staking is not a bank deposit, savings account or risk-free instrument.

5.4. Participation in staking does not guarantee the absence of losses.

5.5. The user understands that staking conditions may depend on the platform's internal rules, market conditions, technical factors and other circumstances.

6. Liquidity risk

6.1. Liquidity risk means the possibility of a situation in which an asset cannot be quickly bought, sold, exchanged or withdrawn without losses, delays or changes in conditions.

6.2. Under low liquidity conditions, the following may occur:

• a delay in the execution of operations;
• a change in the execution price;
• the inability to close a position at the expected price;
• an increase in the spread;
• partial execution of an operation.

6.3. The user understands that the liquidity of crypto assets may change depending on the state of the market, exchanges, trading volumes and technical factors.

7. Technical risk

7.1. Technical risk is associated with possible failures, delays or errors in the operation of:

• the website;
• the personal account;
• the trading terminal;
• API integrations;
• blockchain networks;
• crypto exchanges;
• wallets;
• servers;
• the internet connection;
• third-party services.

7.2. The platform does not guarantee the uninterrupted operation of all technical functions.

7.3. The user understands that a technical failure may affect the speed of request processing, balance display, execution of an operation, withdrawal of funds or the operation of a strategy.

7.4. The platform is not liable for losses arising due to technical failures of third-party services, blockchain networks, exchanges, APIs or wallets.

8. Blockchain transaction risk

8.1. Operations with crypto assets may be irreversible.

8.2. The user must independently verify:

• the wallet address;
• the selected network;
• the transfer amount;
• the correctness of the details;
• the current address in the personal account.

8.3. An error in the network, address or amount may lead to the loss of funds.

8.4. The platform is not liable for funds sent by the user:

• to the wrong address;
• on the wrong network;
• using outdated details;
• to an address not specified in the personal account;
• in violation of the platform's instructions.

9. User risk

9.1. The user bears personal responsibility for their actions within the platform.

9.2. User errors may include:

• incorrect network selection;
• an incorrect wallet address;
• an erroneous transfer amount;
• purchasing an unsuitable tariff;
• choosing a strategy without understanding its conditions;
• participating in staking without studying the rules;
• sharing access with third parties;
• using a weak password;
• trusting unofficial channels or fraudsters.

9.3. The user must independently ensure the security of their account and not share access with third parties.

9.4. The platform does not request seed phrases, private keys or access to the user's personal wallets.

10. Capital management

10.1. The user must approach the use of the platform consciously and independently determine the amount of capital they are willing to use.

10.2. Recommended principles of capital management:

• do not use your last or critically important funds;
• do not use borrowed funds without a full understanding of the risks;
• do not direct all capital into a single instrument;
• take into account terms, restrictions and liquidity;
• determine an acceptable level of risk in advance;
• carefully study the conditions of a tariff, strategy or staking;
• control the amount of participation in each program;
• do not make decisions under the influence of emotions.

10.3. The user understands that improper capital management may lead to significant losses.

10.4. The platform is not liable for the user's decisions on the allocation of capital.

11. Tariffs and packages

11.1. A tariff or package may provide the user with access to certain platform features, strategies, the referral system, bonuses and other opportunities.

11.2. Purchasing a tariff is not an investment with guaranteed returns.

11.3. Purchasing a tariff does not guarantee profit, a refund, fixed income or a positive financial result.

11.4. The user must independently study the terms of a tariff before purchasing it.

11.5. The platform has the right to change the terms of tariffs, their cost, the composition of features and availability in accordance with its internal rules.

12. Referral program and promotion risks

12.1. The referral program may provide the user with the opportunity to receive bonuses upon fulfilling the platform's conditions.

12.2. The referral program is not a guaranteed source of income.

12.3. A user participating in the promotion of the platform must use correct wording and not mislead others.

12.4. It is prohibited to use wording such as:

• “guaranteed income”;
• “risk-free”;
• “stable profit”;
• “you will definitely earn”;
• “100% result”;
• “passive income without losses”;
• other statements that create a false impression of guarantees.

12.5. When publishing information about trades, strategies or results, it is necessary to indicate that the results of individual trades are not a guarantee of future returns.

13. Informational nature of materials

13.1. All platform materials, including the website, social networks, presentations, educational videos, posts, instructions, images of trades and strategy results, are informational in nature.

13.2. The materials do not constitute individual financial, investment, tax or legal advice.

13.3. The user independently assesses the applicability of the information to their situation.

13.4. The user independently decides on the use of the platform and the choice of tariff, strategy, staking or the referral program.

14. Trade examples and performance figures

14.1. The platform may publish trade examples, results of individual positions, strategy figures or informational reports.

14.2. Such materials demonstrate a specific result for a specific period and are not a promise of a similar result in the future.

14.3. Wording such as “position closed at target”, “the strategy processed the signal”, “example of how the strategy works” must not be perceived as a guarantee of consistent returns.

14.4. The user understands that future results may differ from those previously published.

14.5. Any published result must be assessed taking into account risk, market conditions and possible losses.

15. Limitation of the platform's liability

15.1. The platform is not liable for:

• market losses;
• a negative strategy result;
• changes in the value of crypto assets;
• market volatility;
• the actions or errors of the user;
• technical failures of third-party services;
• blockchain network delays;
• errors during transfers;
• the unavailability of APIs, exchanges or wallets;
• changes in legislation;
• the actions of third parties.

15.2. The platform does not reimburse the user for expected profit, lost profit, indirect losses or a result that the user expected to obtain.

15.3. The user uses the platform at their own risk.

16. User confirmation

The user confirms that they:

• have read this agreement;
• understand the risks of operations with crypto assets;
• understand that the platform does not guarantee returns;
• understand that trading and staking involve risk;
• make decisions independently;
• manage their own capital independently;
• do not use funds whose loss is critical to their financial situation;
• understand that past results do not guarantee future ones;
• accept responsibility for their actions on the platform.

17. Platform details

18. Final provisions

18.1. This agreement is valid from the moment the user accepts the platform's terms.

18.2. The platform has the right to change this agreement by publishing the current version on the website or in the personal account.

18.3. Continued use of the platform after changes are published means the user agrees to the new version.

18.4. If the user does not agree with the terms of this agreement, they must stop using the platform.